Week 12...The final full week!

This week we discussed blended families and divorce. Erik Erikson has a theory of stages of life that we all go through. The last two stages are what we mostly discussed. The Mid-life stage is Generativity vs. Stagnation. In our "old-age" we reach the final stage, Integration vs. Despair. With these stages we have some "issues" that we go through. Some of the issues that we discussed were, heath declining, "Sandwich" generation, money, depression, appearance, death, empty nest, marital issues. There are positives and negatives to all of these. The one that I would like to talk about the most is the "sandwich" generation. This is where you are at the age where you have children but you are also taking care of your parents/grandparents that are elderly. Although Jared is only 27 and we only have one child, I kind of feel like he has a taste of this already. He is helping his parents constantly and always finding ways to serve them. This is one of the things I love most about him. One of his biggest concerns about moving to the east coast of Canada is that his parents will be across the country, and he won't be able to help them as much as they need.

Week 11

This week we discussed fathers being involved in their children's lives and how it affects them, and needs. I would like to discuss needs in this post. My professor quoted someone in saying, "You can never get enough of what you don't need, because what you don't need can not satisfy you." Parents responses should be needs based, not behavior based. There are five needs that Michael Popkin talks about in his book, "Active teens". The first is contact and belonging; The second is power; Third is protection. Fourth is withdrawal, and fifth challenge. Everyone needs some of each of these needs. The most common need is contact and belonging. So I'm going to mostly talk about that. If your child is misbehaving, a lot of the time it is because they are not getting enough contact and belonging. A way to help your child with this need is to offer affection freely and have them contribute. You can offer affection freely by doing things as simple as giving them a hug or patting them on the back. By asking them to do chores or choose what to have for dinner it helps them to feel like they are a part of the family and they belong. It's a necessity for children to have contact and feel like they belong.

Week 10

This week we discussed history of work and money management. Elder Marvin J. Ashton has a guide to family finance called "One for the Money". In this guide he gave 12 'steps' to being successful in money management. He said, "May I at this time hasten to emphasize the face that [these] marriage tragedies are not caused simply by lack of money, but rather by the mismanagement of personal finances." In other words, it doesn't matter how much money we make if we can't manage it we will not be successful.
The steps are:
1. Pay an honest tithe:

•  1/10 of our increase-what do you consider an increase? 
• "Paying tithing promptly to Him who does not come to check up each month will teach us and our children to be more honest with those physically closer at hand."

2. Learn to manage money before it manages you:

• Self-management, have self-control over your spending.
• Debt=Bondage!
• "Financial peace of mind is not determined by how much we make, but is dependent upon how much we spend."

3. Learn self discipline and self-restraint in money matter:

• Use the debt-elimination calender. 
• "Married couples show genuine maturity when they think of their partner's and their family's needs ahead of their own spending impulses."

4. Use a budget:

• Plan ahead
• "Liquid savings available for emergencies should be sufficient to cover at least three months of all essential family obligations."

5. Teach family members early the importance of working and earning:

• "One of the greatest favors parents can do for their children is to teach them to work."

6. Teach children to make money decisions in keeping with their capacities to comprehend:

• "Family unity comes from saving together for a common, jointly approved purpose."

7. Teach each family member to contribute to the total family welfare:

• "As children mature, they should understand the family financial position, budget and investment goals, and their individual responsibility within the family.

8. Make education a continuing process:

• "Periods of unexpected unemployment can happen to anyone. We should not allow ourselves, when we are out of work, to sit back and wait for 'our type of job' if other honorable interim employment becomes available."

9. Work toward home ownership:

• "Buy the type of home your income will support. Improve the home and beautify the landscape throughout the period you occupy the premises so that if you do sell it, you can use the accumulated equity and potential capital gain to acquire a home more suitable to family needs."

10. Appropriately involve yourself in an insurance program:

• "It is most important to have sufficient medical, automobile, and homeowner's insurance and ad adequate life insurance program. Costs associated with illness, accident, and death may be so large that uninsured families can be financially burdened for many years."

11. Understand the influence of external forces on family finances and investments:

• "Beyond the emergency liquid savings, families should plan for and utilize a wise investment program preparing for financial security, possible disability, and retirement."

12. Appropriately involve yourself in a food storage and emergency preparedness program:

• "Accumulate your basic food storage and emergency supplies in a systematic and orderly way. Avoid going into debt for these purposes."

I believe that if we do what Elder Ashton has said and follow these steps, financially we will be okay. I know that I do some of these already and it has proven to have helped us. I think the first four are the most important for our situation right now. 

Week 9

This week we talked a lot about communications and how families solve problems. It was interesting to me to discuss this and think about how my family solved problems growing up. Some things that we discussed about communication is:
It occurs ALL the time. We cannot not communicate. We communicate through our facial expressions, our body gestures, our words, our tone, etc. It requires an exchange of shared meanings. It's not enough to just exchange verbal sounds or written symbols. Communication occurs through three channels- words, tone, non-verbal. Only 14% of our communication is through words, 35% through tone, and 51% through non-verbal. Isn't that crazy? 51% through non-verbal! In other words, make sure you are not saying one thing with words but saying something else non-verbally. Think about a conversation you've had recently with someone. How much of that conversation did you get through facial expressions, body language, or tone? When I think about it, I realize that I get most of the conversation from feedback and body language. If a person isn't really responding or paying attention why would I want to sit basically have a conversation with myself? I wouldn't. Since having this discussion I've been trying to really pay attention to what I'm saying non-verbally when I'm talking with someone. Hopefully I've improved.